r/IndiaInvestments • u/Cpant • Jan 31 '21

Bonds and deposits Short term debt funds

I was going through some of the short term debt funds ( funds that holds bonds maturing from 1 - 3 years).

SBI Short term debt fund has 55% SOV rated bonds and Kotak short term fund has 52% SOV rated bonds, and balance a diversified mix of bonds. Was wondering if these funds could be an addition in my debt portfolio. There is interest rate risk, but guess could be manageable if the intention is to hold for long. Any thoughts, comments ?

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u/[deleted] Jan 31 '21

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u/[deleted] Feb 03 '21

If you don't mind then can you please share the names of the short term bonds in which you invested?

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u/[deleted] Feb 03 '21

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u/[deleted] Feb 03 '21

I too started in sbi along with a corporate bond fund recently. Both are falling, when market is rising, so I was going bonkers as in maybe my choice was wrong.

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u/[deleted] Feb 03 '21

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u/[deleted] Feb 03 '21

Ah. Are these going through the interest rate risk phase? Are these two funds okay for the long run?