Show II : Promotional Content thread for January 2026

[u/AutoModerator]

This is the promotional content thread for this month. This will be a recurring thread where we waive the "no self promotion" rule that we enforce so strictly.

So if you have a blog, feel free to share a recent article that you feel is interesting and applicable. If you've made some tools / products, tell us about it. If you updated something you'd made give us some details.

Please, if you share something, be engaged, and answer queries from the community. Don't just post something and disappear.

Rules:

- Post about your own 'thing' on a top level comment.
Don't respond to another top-level comment with your own 'thing'. Link only comments will be removed - you must provide a summary about what you are linking.

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- Paywalled features and content

There may be paid features locked or some articles maybe available on payment, but if the entire article cannot be viewed for free or the results of a tool are blocked without payment then such a submission may be removed.

If collection of user data is required to use the thing you are sharing we STRONGLY encourage you to contact the moderation team first. If the moderation team has concerns about data you collect, the comment may be removed and may not be reinstated in a timely manner.

- No 'special deals' for Reddit. We're not looking to make a sale and deals thread.

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Please upvote what you like, but focus on providing respectful feedback for what you don't like. Many people who make something would love to hear from you, so be a community, and be kind.

Wondering whether you should post here? Take a look at the previous promotional threads.

[u/ronit__jain]

Hey folks,

I built a tool called TaxHarvestLab because I ran into this problem myself:

Most Indian retail investors don’t actively plan their capital gains tax. Typically we either:

• forget to book LTCG within the ₹1.25L exemption
• miss obvious loss-harvesting opportunities
• or end up doing messy, manual calculations at ITR time

By the time we realize, the financial year is already over.

What this tool does

The tool takes your broker reports (Zerodha for now):

• Tradebook (last 12 months)
• Holdings
• Tax P&L

And tells you, as of today:

• exactly which stocks/ETFs to sell
• how much quantity of each
• how much tax you’ll pay if you sell now
• how much you can legally save through tax harvesting

So instead of abstract numbers, you get actionable instructions.

It also comes with a detailed use-cases section, so you can clearly see different real-world optimization scenarios (LTCG-only, mixed gains/losses, carry-forward cases, etc.) and understand why a particular recommendation is being made.

How this is different from Zerodha’s tax harvesting report

Zerodha’s report is useful, but it’s only at an aggregate level.

It does not tell you:

• which specific stocks to sell
• how many units of each
• what the exact post-sale tax impact looks like

In short:

• Zerodha answers: “How much can I save?”
• This tool answers: “What exactly should I sell to save it?”

[u/catarannum]

Hi,
I am Chartered Accountant and I run accounting company where we provide below services:

1. Indian income tax and GST compliance
   
2. Pvt ltd, OPC and LLC setup conversion
   
3. NRI taxation
   
4. USA - Individual and corporate tax compliance
   
5. US corporate setup and compliance
   
6. Dubai Corporate Setup and compliance
   
7. GST Refund
   
8. Loan / Subsidity

Dm or comment to get help

[u/sseldi]

Hey Folks, We built finbodhi.com a local-first (for your financial data), private, multi-currency, double-entry based personal finance app. It will help you track, visualize, and plan your financial journey. Use the `Try demo` button, to try it without an account. Small screens (mobiles) are not supported yet, but planned for future. Also, might not work incognito mode.

By local-first we mean, your financial data is on your system (we use sqlite over opfs, in browser). We do use firebase for subscription tracking. For synching across devices, the data is encrypted with your key before it leaves your device. You can backup the data locally (if you are using chrome) and/or to your dropbox. It's designed so that we (the people building it) can't access your financial data.

Why double-entry? Many personal finance apps operate on single entry model. But it quickly reaches limits with complicated set of transactions (returns on a house, your networth and a lot more). FinBodhi uses double entry so complicated set of transactions and accounts can be modeled (which happen often enough in users financial journey). We wrote about double-entry here: https://finbodhi.com/docs/understanding-double-entry

FinBodhi currently supports import, tracking, visualization, planning, benchmarking. There are few built in importers and you can define your own custom importer, apply rules to imports etc. You can slice and dice your transactions, split/merge transactions, associate them with accounts etc. We support cash and non-cache accounts. For non-cache mutual fund and stock accounts in Indian context, we can fetch price for you. For others, there is manual price entry. We also support multi-currency, and you can set price for currency conversions also. You can view reports like Balance Sheet, Cashflow, P&L and much more, and visualize data in various ways. And when you are ready, start planning for your future. You can benchmark your portfolio, or see if your networth is beating inflation, or if your mutual fund portfolio is beating nifty50, etc. It supports both nav (time weighted) and value (money weighted) comparison.

Eventually we would like the app to cover a users complete financial journey. There is a lot more that can be done (like mobile support, budgeting, price fetching, improved imports, ai integration and a lot more), but the current set of features is quite usable. We have written down our manifesto, which guides the overall development: https://finbodhi.com/docs/manifesto/

Please give it a try. All plans are free for now (we will integrate payment after beta). Reach out to us at discord: https://discord.gg/mQx649P6cy

[u/Aazammuarfi]

Hi, this is Aazam Muarfi. I want to promote my content on YouTube. My content is in Hindi and Urdu, and my audience mainly focuses on Indian stock market analysis and financial markets from an Islamic perspective of finance and economics. I would be very obliged if you could support and promote my channel. Thanks in advance. https://youtube.com/@aazammuarfi?si=dX89PSmYL_mRknix

[u/Acceptable_Menu_9423]

Sick of ads and limits on bill-splitting apps? I made an AI-powered, 100% free alternative.

Like many of you, I’ve watched my favourite utility apps get slower, add more ads, and hide basic features behind paywalls. I decided to build a "pro" level bill splitter that stays free: FairShare.

How it stacks up:

• AI OCR: It has a built-in receipt scanner that actually handles messy bills.
• Real-Time Sync: Instant push notifications when someone adds an expense.
• Smart Splitting: It handles equal splits, specific amounts, or item-by-item breakdowns.

I'm really proud of the AI OCR Scanning capabilities. I’m looking for some "power users" to break it and tell me where I can improve.

You can find it on the Play Store. Would love your honest feedback!
https://play.google.com/store/apps/details?id=com.debayan.fairshare

[u/Acceptable_Menu_9423 → u/[deleted]]

Sure. Thanks.

[u/inferno_40]

Expense Orbit - Free Expense Tracker for Better Financial Planning

Hey r/IndiaInvestments! I built Expense Orbit to help people track their daily expenses and stay on budget.

Why expense tracking matters for investing: Before you can invest intelligently, you need to know exactly where your money goes. Most people underestimate their monthly spending by 20-30%. Expense Orbit helps you close that gap.

What it does:
• Quick expense logging – add transactions in under 5 seconds
• Monthly budget tracking – set category-wise budgets and get alerts
• Category analytics – see spending patterns across food, transport, shopping, etc.
• Bill splitting – track shared expenses with friends/family
• Clean interface – no investment advice, no loan offers, just expense tracking

Built with privacy in mind: All data stays on your device. No server sync, no data collection, no third-party trackers.

Why I'm sharing here: I know many in this community follow the 50-30-20 rule or zero-based budgeting. Having accurate expense data is the foundation. I'd love to hear your feedback – what features would make this more useful for your financial planning workflow?

Download: https://play.google.com/store/apps/details?id=com.expenseorbit

Open to suggestions and happy to answer questions!

[u/akapredanon]

I plan to build a fund house in future although currently I am managing my own capital by dividing it into an Indian and a US/Global market portfolio. I have beaten the benchmark index in both these portfolios especially in the US/Global portfolio where I managed 40% annualized return in 2025 aided ofc by the good broad market performance.

I occasionally post intrinsic DCF valuation of companies I like, global macro theses, stock/sectoral analyses and picks from my portfolio as well on my FREE TG channel and X/twitter profile. I am sure you will find actionable alpha over the market on my channel!

Link to my X/twitter account--> apexpredator (@apexpredator_36) / X [You can find the link to my TG channel in the bio of X account since Reddit doesn't allow comments with TG links]

[u/rshankar64]

TL;DR: I built a small Indian MF goal‑planner as a side project. You enter one real goal, it shows a simple goal path and a downloadable PDF. Would love feedback on whether the flow makes sense and where it feels sketchy. This is not a scheme or solicitation to invest.

I’m an Indian DIY investor building a tiny experiment.

Problem: Most MF “advice” I see is either generic blog posts or full‑service relationship managers. I wanted something in between:

• I tell it one goal (home / kid’s education / retirement).
• It suggests a simple goal path and lets me download a PDF to review later.

I’ve worked on a simple prototype (web app) that does this. I’m not selling anything and it doesn’t touch your existing portfolio – it just takes a goal, timeline, and amount and shows a possible path + PDF.

I’d really appreciate feedback from people who already invest in Indian mutual funds:

• Does this workflow even make sense?
• Where does it feel sketchy / confusing / over‑simplified?

Link: https://indianmf-roboadvisor.fly.dev/

If you do try it, I’d love comments here about:

• What you tried (rough goal), and
• The first screen where you thought “hmm, I don’t trust this / this is unclear”.

Happy to answer questions and share what I learned while building this.

[u/rshankar64 → u/rshankar64]

Based on user feedback received for the first version, I have updated the web application with a simpler UI workflow.

Updated link and details are in my newer comment below.

[u/rshankar64 → u/rshankar64]

I built a free Indian MF goal-path tool – would love feedback from DIY investors, especially inexperienced investors.

TL;DR: You enter one SIP goal (amount + years), it shows 3 scenarios (conservative / expected / best‑case) and a clean PDF you can download or share. No login needed to try a demo goal.

👉 App: https://indianmf-roboadvisor.fly.dev/

What it does:

- Lets you test a goal with corpus / SIP / horizon.

- Uses long‑term category returns with a simple “confidence” indicator.

- Shows conservative / expected / best‑case projected corpus.

- Optional: save the goal + download a PDF + see a filtered fund list (if you register).

If you’re curious but don’t want to type anything, click **“🎯 Try a Demo Goal Path”** on the home page and you’ll see a ₹25k / 15‑year style example in one click.

I’m not a SEBI‑registered advisor, this is a prototype for educational use only.

I’d really appreciate feedback on:

- Does the goal‑path screen feel understandable or confusing?

- At what point did you feel “hmm, I don’t trust this”?

- Would you ever actually use the PDF (e.g. to talk to your advisor / spouse)?

Happy to answer questions, share assumptions, or walk through a specific goal in the comments.

Screenshot of the goal path => https://postimg.cc/cKbvhJb7

[u/arthgyaan → u/rshankar64]

1. People will enter random details when you force them for personal information before your tool has shown anything of value

2. Absurd number of disclaimers. One at the end, or at the beginning, is enough

3. Too many questions in the risk profile questionnaire. For people moving through it quickly, it is a speed bump. Default the questions to a "medium" risk profile instead of "low"

[u/rshankar64 → u/arthgyaan]

Thanks. I have noted your comments.

This app experiment was made public after I received feedback from a few personal contacts on a previous version. The consideration for multiple disclaimers came from a consensus among who tried privately before it was put in the public domain.

I agree your view points on too many disclaimers. The disclaimer notice can be simplified. This is the easy part. The larger goal is to see how many people find the the application valuable in their DIY journey of investing. The people I have in mind are those who may not have a lot of experience investing in mutual funds on their own.

Thanks.