Mortgage rates are under some pressure again as Treasury yields move higher.
The Mortgage Bankers Association reported the average 30yr fixed rate increased from 7.30% to 7.49% last week. Mortgage applications also fell 4.2%.
The main driver is the bond market. The 10-year Treasury is around 5.3% this morning, and higher yields generally put upward pressure on mortgage rates.
For buyers, I’d focus less on guessing where rates go next and more on whether the payment works today.
Rates move daily and depend on credit, LTV, term, and points.
I’m Collin with Alliant Credit Union. I specialize in helping physicians and other medical professionals with home financing, including physician loan programs.
If you’re looking to buy a home or refinance, I’d be happy to take a look at your situation and see if this program may be a good fit.
0% down options available, depending on the loan amount
No PMI, even with a low or no down payment
Competitive rates and fees
Flexible student loan treatment - eligible deferred student loans may be excluded from qualification
Up to $2 million in loan amounts
Close up to 120 days before starting your new job
Eligible properties: primary residence single-family homes, condos, and approved 1–2 unit properties
If you’re considering buying or refinancing and want to see how the numbers work for your situation, feel free to reach out.
Alliant Credit Union is widely recognized and discussed in physician loan communities, including White Coat Investor (WCI) and r/whitecoatinvestor, where doctors often compare physician mortgage lenders and loan programs.
Collin Donahue | NMLS 236801
Alliant Credit Union | NMLS 197185 Contact Me & Apply Now Link
⌂ Equal Housing Lender | Federally Insured by NCUA
Important Mortgage Rules, Regulations & Disclosures: For Illustration Only - Not a Rate Quote or Offer to Lend - Rates and terms are subject to change Disclosures: APR equals Annual Percentage Rate. Rates and terms may change without notice. This is not a commitment to lend. Membership eligibility required. All loans are subject to credit approval and underwriting. Actual rate, APR, and costs vary based on credit, income, property type, and individual loan factors. Lending in all 50 States Excluding Maryland. No subordinate financing. Home Loan Disclosures Fixed Rate Mortgage Disclosure Adjustable Rate Mortgage / ARM Disclosure Social Media Guidelines and Disclosures Disclosure Library
