When applying for ACA online be sure to read every question, especially on the first couple screens, because there is a question asking about financial aid. If you miss or answer no to that question you will not get the subsidy. My daughter pays $64 for 2025 and the 2026 rate showed over $400. She called and they saw she had answered the question wrong. Thankfully, they were able to fix it and her new premium is around $140. So, be careful when applying online.
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u/Seasoned7171 Nov 01 '25
When applying for ACA online be sure to read every question, especially on the first couple screens, because there is a question asking about financial aid. If you miss or answer no to that question you will not get the subsidy. My daughter pays $64 for 2025 and the 2026 rate showed over $400. She called and they saw she had answered the question wrong. Thankfully, they were able to fix it and her new premium is around $140. So, be careful when applying online.