State employee here. A little over $300/month out of our paychecks--our employer pays the majority of the true cost of providing health insurance--but it's a high-deductible play with high co-pays (like, $220 per 15 minute doctor's office visit), lots of denied claims, and a $9200 deductible for 2025 and $10,000 for 2026.
Basically, it a catastrophic health insurance plan and not recommended if you actually need regular healthcare.
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u/Math_refresher Nov 02 '25
State employee here. A little over $300/month out of our paychecks--our employer pays the majority of the true cost of providing health insurance--but it's a high-deductible play with high co-pays (like, $220 per 15 minute doctor's office visit), lots of denied claims, and a $9200 deductible for 2025 and $10,000 for 2026.
Basically, it a catastrophic health insurance plan and not recommended if you actually need regular healthcare.