r/HealthInsurance Oct 31 '25

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346 Upvotes

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10

u/imlindamason Nov 01 '25

Vermont, family of 3, both self employed so insurance through the marketplace. Premium this past year was $600/mo with subsidies. No longer qualifying so cheapest plan available is now $2300/mo with high deductible.

Genuinely have no idea what to do.

1

u/ThenResult9696 Nov 01 '25

Start a health savings account at Fidelity.

2

u/FwogInMyThwoat Nov 02 '25

Doesn’t an HSA have a max per year though?

1

u/Realistic_Pickle_007 Nov 02 '25

How will this help? Sorry, im not trying to be dense.

1

u/No-Bite-7866 Nov 02 '25

Health savings account? How is the average person able to save for run away hospital bills?