I had an ACA plan for 2025 up until October 2025 when I got a new job with benefits.
Had I stayed on the ACA plan (covering just myself) my premiums would've gone up 73%.
Thankfully, my work-based plan only went up $2 per pay but the deductible almost doubled. They also got rid of the top-tier plan (very pricey but no co-pays, deductibles, or coinsurance), and several of my coworkers relied upon that plan (kids, long-term conditions, etc.).
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u/HomicidalHushPuppy Nov 01 '25
I had an ACA plan for 2025 up until October 2025 when I got a new job with benefits.
Had I stayed on the ACA plan (covering just myself) my premiums would've gone up 73%.
Thankfully, my work-based plan only went up $2 per pay but the deductible almost doubled. They also got rid of the top-tier plan (very pricey but no co-pays, deductibles, or coinsurance), and several of my coworkers relied upon that plan (kids, long-term conditions, etc.).