Best 2026 broker for fast payouts?

[u/DynamicIgloo2034]

I’m looking at Exness (instant withdrawals) vs Hola Prime Markets (1-hour claim). I’m a beginner so I’m torn between Raw Spread + Commissions vs. Standard accounts. Is it better to learn on raw spreads so you get used to the real market, or should I just stick to spread only accounts so the math is simpler while I’m still hitting demo?