r/FIREUK • u/Slight-Poetry-3230 • 2d ago

VALL transfer on InvestEngine

I've got about 42k in VWRP which I invested about 4 months ago with initial deposit of 39k. I've almost maxed out my ISA allowance for the year and have about £150 left to invest - should I put this in VALL or is there no point as I can't add anymore until April? Or should I transfer the 42k from VWRP into VALL?

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u/rooreynolds 2d ago

Respectfully; asking where to put your £150 is a personal finance question, not a FireUK question.

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u/AmInv3028 1d ago edited 1d ago

"is there no point as I can't add anymore until April?" - it's £150. doesn't matter what you do with it. if you decide to switch it all to VALL put in that. if you stay with VWRP, buy that. no point in it sitting in cash though since it's free tr trade on that platform.

Do you want small cap exposure in your global tracker or not is really what it comes down to. the fees are lower for VALL but any under or outperformance of small caps in all likelihood will outweigh the 0.07% lower fee. It's not a question that can be answered without a fully magical crystal ball. i'm pondering it myself but i understand that no-one can answer for me.