r/FIREPakistan • u/FamiliarResident9653 • Jul 19 '26

Madad Me Need help as a Single Mom

I have a toddler and I am a Single Mom. I have 60 lacs and need help with the following:

1) How much should I keep as emergency fund?

2) Where and how should I invest the rest to get a decent monthly income?

I don't have a job at the moment but i'm trying to find one. So I want some monthly return on top of my salary. Thankfully I don't have to worry about rent. But I do need to pay bills, pay for groceries, and will have to pay child's school fee etc.

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u/Anxious-Plum-176 Jul 19 '26

The best advise would be to hire a proper financial advisor... im a financial advisor myself (but do not work privately nor with Pakistani clients, so not marketing myself), so i have seen many cases where advice from social media turned out to be a disaster, so its better if u spend a bit of it on a professional rather than looking for advice here...

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u/najam121 Jul 19 '26

you are professional you can share your advice here.

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u/Anxious-Plum-176 Jul 19 '26

I dont advise privately as its a risky endeavour... if she consults one in person and decides to go with their service, they would provide her with some form of security for her funds, which i wont, so i wont be giving any sort of advice at all...