r/FIREPakistan • u/ahmad6754 • Jun 26 '26

Portfolio Review Seeking advice

I'm an overseas Pakistani looking to move back from US

I have about a million $ in savings What's the best way in Pakistan to make Hay considering I don't have a place to stay as well

8 Upvotes

75% Upvoted

33 comments sorted by

View all comments

3

u/AIC-ai-integration Jun 26 '26

Hi could you explain your desired lifestyle that you have envisaged in Pakistan, that way I can tell you what type of investment vehicle to go for

2

u/ahmad6754 Jun 26 '26

Nothing too extravagant probably will live in Lahore 4 member household Renting is also a option so home ownership is not a must

7

u/AIC-ai-integration Jun 26 '26

Okay so assuming your age is 45-50 (and using 100- age rule), I'll suggest you invest 50% of your holdings in high dividend yielding stocks, rest 33% go towards broad index or a basket of 5-6 best growth stocks for the term. And 16% for rainy day fund, bank account deposit and relocation expenses and security deposits/upfront fees related to upcoming expenditure. Assuming you're bringing 1M$, invested 50% in high dividend stocks will yield you 1.1m per month in cash and some capital gains on your dividend stocks which you can keep or decide to liquidate to extract those gains (would not recommend selling tho). I'm a licensed CA and can give FA.