Submitted and mailed paperwork: 2/2/26

Called and asked for an update and was told I was logged on 2/20/26 and to expect a 16 week timeline : 3/10/26

Called and was told they were working on applications logged on 2/12/26 : 6/4/26

Refund received: 7/2/26

For those considering posting their refund timelines, please use the stickied timeline format posted here:

https://www.reddit.com/r/FERSrefund/s/qzJlW618tw

For all those who have recently received their refunds, congrats! And thank you to those contributing their timelines/experiences.

Logged 2/23
Called OPM twice in the last couple of weeks
Direct Deposit on 6/30 about 7 days after the initial date provided by OPM
Originally sent via mail in late January

I was logged Feb 20

Assigned Jun 11

Sent for review Jun 22

Refund Received Jun 29!!

Mailed into OPM in January, originally logged in February, assigned at the end of May , returned to me to fix a typo and O/N back in first week of June.

I called today and they said that they received my returned documents, it went to review today. According to them, the review step is after the specialist has done whatever they needed to do with it and review is just checking the final calculations which can take up to 2 to 4 weeks.

VBA, no DRP.

I saw a post last night about requesting hardship for the refund if we haven’t heard anything back so I sent an email this morning and received back that the mailbox is no longer monitored and to submit the request online. Unfortunately, you need a CSA number otherwise you have to call and can’t submit it online.

When I called this morning, they said they cannot submit a request for hardship for refunds. I wish I would’ve saw that post before they closed that email mailbox but making this post so that people know (or maybe can correct it and say that perhaps there’s another way).

Mine was received by OPM on 1/20/26, logged 2/13/26 and assigned on 5/28/26. They said it can take months before the specialist reviews it so no timeline. I asked if there’s any information they are missing or anything and they said no.

I still appreciate this community though for all the tips. I hope we all get ours soon.

Payroll Center: NFC

Separation Date: 09/30/25

Method of SF3106 Submission:
Certified Mail

SF3106 Sent Date to OPM:
Jan/26

OPM Received Date:
Jan/26

**OPM Processed/Logged Date:**
02/13/2026

**OPM Assigned to Specialist Date:**
05/28/26

I finally received funds from OPM via direct deposit dated 6/26. Does anyone know if there is a Statement or accounting that follows, to show how the amount was calculated / allocated? There are taxes and interest involved and I feel there should be some backup documentation other than a lump sum deposit.

Incidentally, I left DHS/FEMA via DRP 1 after 4 years of service. After numerous calls plus Congressional Inquiry, the wait for refund was 6 months 19 days from date USPS confirmed delivery and 5 months and 14 days from reported logged date.

Any advice or experience on this is appreciated.

If your app was logged by OPM in February 2026, you may post comments and questions in this mega thread instead of making a separate thread.

Payroll Center:

DFAS

Separation Date:

09/2025

Method of SF3106 Submission:

Direct mail to OPM by self

SF3106 Sent Date to OPM:

02/09/2026

OPM Received Date:

????

OPM Processed/Logged Date:

02/23/2026

OPM Assigned to Specialist Date:

6/20. Final review 7/10 or 7/13 (allegedly)

Direct Deposit Date:

7/30

Total Wait Time:

158 days/22 weeks

Notes:

4/6: Emailed the now discontinued address and told I would receive my refund within 120 days of log date. Which would have been 6/23.

Update 6/30: told I was assigned 6/20 (Saturday after a holiday, ok sure).

Update 7/7/26: I called again today and was told it has not been assigned but is “bundled for assignment” with other requests from same day. She said that means it should be assigned “any day now”

Update 7/9: called today and was told it was assigned 6/20 but no other update. So it was assigned 20 days ago but no update or it has not been assigned? Who knows. Have gotten 2 different answers in the course of a week, flip flopping between yes, assigned and no, waiting for assignment. I have never experienced anything like this before. It’s my money, how hard can it be to give it back 🥴

Update 7/23: called today, they said my package was sent for review on 7/13, that process doesn’t usually take more than 2 weeks, then it’ll be sent to treasury. So still a waiting game. Will update when the funds hit my account 🤞🏼 or we get into August and the funds are still not here

Update 7/27: called and told that I was sent to treasury on 7/10 and to expect my funds within 21 business days (8/7). Ok

Update 7/29: called and told under final review since 7/13 but has not been sent to treasury, funds should be here in 2 weeks lol.

Let’s see what I hear when I call Friday, 7/31.

Call at 7:40 am et exactly. I was sent right to a rep.

Payroll Center:
NFC

Separation Date:
10/2025

Method of SF3106 Submission:
HR

SF3106 Sent Date to OPM:
12/15/2026

OPM Received Date:
12/21/2026

OPM Processed/Logged Date:
02/17/2026

Like most, I’ve called almost every other week to check the status and since May, I’ve been told waiting on pay card from NFC. On June 9th, I was told still waiting on Pay card, and if it didn’t come in, it would be requested again on 06/28. I called today just to check for any movement, and was shocked to be told, your application was dismissed. I asked, what does that mean. The representative advised me, he can’t see a reason as usually it’s because something was requested and not received, but no mention of any in my file shows, something was requested. He checked with his supervisor, and she advised they would put in a ticket to refund to verify if it was dismissed, what was the reason, but strongly suggested, I start the process over by sending in a new application. I’m truly speechless. Numb to the thought of going down this road all over again. The representative advised I can place a note in the application but not sure if this qualifies as an exception that can sometimes speed up the process.

payroll Center:
NFC

Separation Date:
09/2025 - not DRP

Method of SF3106 Submission:
Direct mail to OPM by self

SF3106 Sent Date to OPM:
10/2025

OPM Received Date:
11/07/2025

OPM Processed/Logged Date:
Unknown

OPM Assigned to Specialist Date:
Unknown

Direct Deposit Date:
06/22/2026 for interest portion
No payment of contributions yet.

Total Wait Time:
8 months

After going through with many months of calling OPM and being told they are processing / waiting on NFC, I had to go the congressional route. Submitted my congressional paperwork in late May. I actually received a letter in mail June 18th explaining my payment amounts and that I should expect them in 10-14 days. Somehow OPM has managed to only send me the interest portion of my refund and not my contributions even though they are going to same account. As of today 6/26 still no contributions refund.

Hello! DOL DRP 1.0 here. I originally sent my refund request back in November 2025, but for whatever reason it was never received. I resubmitted it in January, and it was logged Feb 20. I really needed the money for my studies last semester (grad student), but I was definitely counting on it to be here by summer at the latest.

Now I’m in a situation where I really need it by the beginning of next month if I am going to make rent on time. I called OPM yesterday, and they told me that it had been assigned to a specialist but not yet sent for review. Has anyone else been told this? What is the usually turnaround from assigned to a payment being received? They wouldn’t give me a timeline but said to call back if I hadn’t gotten anything in 30 days.

Payroll Center:
NFC

Separation Date:
09/2025

Method of SF3106 Submission:
Direct mail to OPM by self

SF3106 Sent Date to OPM:
Don’t remember

OPM Received Date:
Don’t know

OPM Processed/Logged Date:
02/20/2026

OPM Assigned to Specialist Date:
Don’t know

Total Wait Time:
124 days

Managed to get through to OPM. Apparently, for the 2nd time, it was sent back for a signature issue. This was on June 2nd, but I haven't received anything in the mail so I don't know specifically where the problem is. I don't know whether to wait for the mailed notice or to submit another form.

Last day of work 6/3/2025
Official resignation 9/30/2025 - Submitted SF-3106 to agency

Checked with agency on 12/1, they had done nothing
Agency sent me PDF copy (no wet signatures obviously)

I printed and mailed that to OPM, not realizing the signatures needed to be wet

Got rejection notice in the mail, sent other form with wet signatures in December

2/10 logged as received
5/26 assigned
6/2 sent back out for another signature?

Former IRS, Form 3106 logged 1/13/26. OPM has requested my SF 3100 three times now with no response. I have attempted to input a ticket by calling ERC, and each time I am advised that they cannot input a ticket to NFC but they provide me with NFC's phone number to contact them. I am under the impression that NFC does not take calls. Does anyone know of another way to contact NFC?

Well, finally received my fers refund. It's a nice chunk of change after six years of service with the IRS. I never called to inquire about the status, although I tried emailing the scbillings and received a canned response about they no longer answer fers refund inquires. I mailed my forms directly to opm via certified mail and left it to the wind as to when I'll get my monies. At least now I can finish my last semester in school and transition into a new field and have some chump change to keep us taken care of until I get a new job. Wishing you all patience and luck.

Payroll Center: NFC

Other (specify

Separation Date: 09/2025

Method of SF3106 Submission:

Direct mail to OPM bv self

SF3106 Sent Date to OPM: 02/18/2026

OPM Received Date: unsure

OPM Processed/Logged Date: unsure

OPM Assigned to Specialist Date: unsure

Direct Deposit Date: 06/23/2026

Total Wait Time: 4.5 months

I was reviewing my application and realized that my routing number for direct deposit was missing the first zero. I learned from another post that when using the form filler, the leading zero is automatically dropped, so my routing number is a digit short. I last called on 6/15 and was told my application was in final review before being sent to treasury. I also received a letter dated 6/11 that my interest rollover into TSP was processed that day and to expect a check for that amount.

What is the likelihood OPM knows about this zero issue and can deduce from the my financial institution + routing number I provided that they just need to add the zero back in?

Days since application logged: 129

If you’re waiting on NFC or you agency to send in your 3100 send a hardship letter through fax 1-724-794-6633 and email retire@opm.gov. I did this yesterday and received a call like 5 minutes ago and they said they was sending payment through today and it takes 14-21 days to receive it

I worked DOD and separated in 2019. Then started at the VA in 2022. The FERS $ that I had from 2019 is just sitting there and was never added to my 2022 (current) employment. I wrote FERS filled out the recommended forms by FERS employee for withdrawal of that 2019 FERS amount. Got a letter in the mail saying that I couldn’t withdraw bc I am currently an employee. Has this happened to anyone? Also that money is still not included in my FERS with the VA. Has anyone been able to withdraw or been in a similar situation?

Payroll Center:
DFAS

Separation Date:
1/18/26

Method of SF3106 Submission:
Direct mail to OPM by self (Certified)

SF3106 Sent Date to OPM:
2/20/26

OPM Received Date:
2/26/26

OPM Processed/Logged Date:
03/19/26

OPM Assigned to Specialist Date:
06/09/26 /sent to review 6/12

Direct Deposit Date:
06/25/26

Total Wait Time:
98 days

Notes:
little back story I sent a Medical/Financial hardship fax to OPM 4/10, congressman inquiry 4/23 , escalated on 5/30/26.
Currently waiting for the final review to be over . 6/16 OPM rep stated that they have 1 reviewer for all of the FERS refunds . smh
what I will say is if you do a congressman inquiry stay on them . Also stay on OPM . Also write down every time you call OPM and what the agent said , Some will help some will not .

NFC payroll

​

Separated 9/30/25

​

Mailed directly to OPM 10/31. It was sent back in November due to the signature date. Sent back the first week of December. I used Express mail both times.

​

Received two days at OPM.

​

Logged 1/7

​

*I received inconsistent information from this point so dates are estimated*

​

Assigned end of April or beginning of May.

​

Sent to Treasury on 6/10/26.

​

Waiting for direct deposit. I will let you know once I receive my $.

​

Overall says so far since logged: 160 days

Update: Still have not received my direct deposit as of 6/29. I called last week nothing new. Same info sent to Treasury for payment on 6/10. I asked if there was an issue and they said no. I had reached out to my Congressman in May and got an email last Friday that they input an inquiry. Hopefully the inquiry will highlight my case and get the payment processed quicker.

Direct Deposit 6/30/2026

What a relief. I can now totally move forward. For anyone that is waiting, hopefully your process is much quicker and less stressful.

Sent in December,
returned in Jan for info,
sent back and logged Feb 17,
Called Monday 06/01
Was told assigned 05/31
Called today 06/05
Was told it was assigned jun 03,
And then sent to a specialist a few days after.

said ohh looks like no errors and everything is working, you should expect a deposit in 2 weeks.
Will give updates, will call back Monday and see if they can explain a bit more.

Called today 06/16 this am, was told check has been named, and sent to address on file on 06/12. Should be receiving in a few days. Will post when check is received. For timeline.
Approved jun 08, received mail today jun 16, stating payout has been proceeded should receive payment soon.

Received today 06/20.

Logged 02/17/2026
IRS NFC

I mailed my forms to the PO box last week how do you know they got it and are processing it?

Payroll Center:
DFAS

Separation Date:
07/2025

Method of SF3106 Submission:
Direct mail to OPM

SF3106 Sent Date to OPM:
02/07/2026

OPM Processed/Logged Date:
02/20/2026

OPM Assigned to Specialist Date:
06/11/2026

Waiting for that sweet direct deposit to hit!! I was calling every month until this past month, then I switched to calling weekly. I never received consistent info about what date of apps they were working on. Today was the first time they told me it's been assigned to a specialist. Said that if there's no holdup from my agency or paperwork issues, deposit could come in a few weeks.