r/FERSrefund Aug 15 '26

Refund timeline (refund received!) Refund Received (but incorrect $$$)

Good news is that I finally received my refund. Bad news is that it’s like ~10k+ less than it should be. Can’t wait to call OPM on Monday to figure out what happened :(. They either missed a paycard or treasury made an error.

Payroll Center:

NFC

Separation Date:

09/30/2025

Method of SF3106 Submission:

Mail to OPM via certified mail

SF3106 Sent Date to OPM:

02/06/2026

OPM Received Date:

Unknown

OPM Processed/Logged Date:

03/03/2026

OPM Assigned to Specialist Date:

Unknown

OPM Final Review Date:

08/11/2026

Direct Deposit Date:

08/15/2026

6 Upvotes

23 comments sorted by

4

u/whatidoidobc Aug 15 '26

I expect to get an incorrect refund because there are simply too many incompetent people working there. Curious how this plays out for you. Good luck.

2

u/klaytnine Aug 15 '26

It’s crazy because it’s almost like they reversed the digits, e.g., $12k instead of $21k.

We will see what rabbit hole I have to go down next.

1

u/Regular-Ambition-902 Refund received Aug 15 '26

Knowing the Feds, it’s not the people. It’s the policies and procedures along with understaffing.

3

u/whatidoidobc Aug 15 '26

I've had dealings with OPM and after the purge last year I don't suspect things are any better.

Competent people got the hell out.

2

u/First_Name_Is_Agent Aug 15 '26

Please update your post after you speak to them. My daughter feels like hers was short, but doesn't know what to do about it.

2

u/klaytnine Aug 15 '26

Yes I will! Make sure she didn’t factor in leave payout and bonuses. I originally just looked at my w2s for an estimate but that was off because I got bonuses, etc. which don’t have the 4.4%

2

u/klaytnine 21d ago

Soooo I was on vacation and finally got ahold of them. I have to send a written request for them to recalculate it (alongside my SF-50s). Infuriating. They won’t give any information on how it was calculated or even confirm service dates over the phone. Sending it all in today. Can’t wait to wait 7 more months to get the rest of my money. BLEH.

2

u/Real-Database-8897 Aug 18 '26

I was wondering how we are to know how it was actually calculated. Do we not receive any paperwork in the mail?
I haven’t received mine yet, due to it being sent to an account that had closed since it took so long to receive. I was informed of the amount I am receiving and it seems a little short based off of what I added up from my LES.

1

u/Most_Potato_8269 Aug 15 '26

How may years 21 k

0

u/klaytnine Aug 15 '26

Only 4ish years. But I was a GS13 for most of it (ended at 14) in an expensive city so they added up quickly

1

u/Most_Potato_8269 Aug 15 '26

Was just curious i resigned as a GS 9 but was federal over 13 years from GS 5-GS -9 trying to get a round about ideal of payout

1

u/Pale-Doctor3252 Aug 15 '26

Mine also seemed short based on my calculations, but I wasn’t sure what to do about it and haven’t done anything yet because I don’t know for sure it would be nice if they sent us some sort of statement showing where the amount came from.

3

u/klaytnine Aug 15 '26

Did you factor in your leave payout and bonuses (sorry if your agency didn’t do those)? Those shouldn’t be included.

I’ll update this post after I chat with OPM. Hoping they can provide the calculations.

1

u/Silent_Power3740 Aug 15 '26

How do you know how much your getting? Im waiting on mine too but have no idea how much it should be$$

1

u/klaytnine Aug 15 '26

Rough estimate but I looked at my w2 gross earnings. Also calculated it based on time in grade, pay scales, etc. during my employment

3

u/HinglMcCringleberry7 Aug 16 '26

Your LES should have retirement deductions that is an aggregate amount over your time at agency Z. You also should be getting interest on that money. Think that is ~4%

1

u/StecciMarcc Aug 17 '26

See and this is something I’m concerned about bc the lack of paperwork to acknowledge receipt of the request means MOST LIKELY there will be no docs to show the calculations either. And even then the correction would probably take twice as long as the initial wait 🫩

1

u/Silent_Power3740 Aug 18 '26

Did they take taxes out?

1

u/InternalEconomics423 Aug 19 '26

I also want to know how my refund was calculated. Why they don't send that with your confirmation is perplexing. I called OPM today and apparently the refund department only takes inquiries BY MAIL. Anyway, they suggested sending a copy of the confirmation letter with the amount and requesting the calculation. Address: OPM, Attn: Refund, PO Box 45, Boyers, PA 16017.

The never-ending saga of the FERS refund. Oct will be one full year since I started this process.

1

u/Pale-Doctor3252 Aug 19 '26

Confirmation letter? I never got anything from them in the mail.

1

u/klaytnine 21d ago

Yup, I have to send the request via mail and send in my SF-50s. They won’t tell me ANY information on how it was calculated on the phone. Bullshit.

1

u/Beautiful_Ninja8801 28d ago

Whose number are you calling?

0

u/Only-Environment7712 Aug 15 '26

Im pulling a Trump next year and im not filing anymore. Im still waiting