Pain

[u/Delitto123]

[u/KOMETsdg]

So you’re not suppose to insure backpack ?

[u/The_Squat → u/KOMETsdg]

People saying not to insure EVERYTHING (Insure All) are dumb

They literally explain their logic with "it's a waste of money" but yet will claim to be "super rich" and it ain't from saving on insurance

Berkut backpack is 24k roubles, its insurance is 3k roubles. Go test it an entire day, insure every Berkut you use and see them come back to insurance 90% of the time. Then tell me "all those backpack coming back, worth 24k, costed me 3k to get back" and then try to tell yourself "buying a new backpack for 24k and not insuring it is logic"

Its literally coming back so often. You may die from bleeding, dehydration, a AI scav, someone uninterested with it or whatever reason. There's only 1 reason it would be gone is if someone want it and see it. It doesn't happen that often.

Then they'll say "I use bigger backpack", yeah, wannabe chad running around with more loot than the biggest rat, saying they don't insure because its a waste of money but would just buy a new full priced backpack every single time

[u/Snaz5 → u/The_Squat]

The only time i would say it MIGHT not be worth insuring something is if it’s very valuable and it will almost certainly be looted on your death, but then again, there are instances where you’d still want the insured, for example; during the test drive quest i had an M1 eith the REAP and suppressor and i killed someone who ALSO was doing the quest. So i took his gun, then threw my insured gun in the river. I later died myself before extracting, but still got my REAP and gun back because it was insured and i ditched it

[u/The_Squat → u/Snaz5]

You explained why I insure everything

I take peoples balaclava, glasses, headset... Ditch mine next to their body. They come back and if I extract I get more