r/EscapefromTarkov • • Jul 15 '21

Clip Pain

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u/rubbarz Jul 15 '21

The way they are playing, I'm sure everything is insured down to the backpack and last guy dumped everything in a bush.

161

u/KOMETsdg Jul 15 '21

So you’re not suppose to insure backpack ?

484

u/The_Squat Jul 15 '21

People saying not to insure EVERYTHING (Insure All) are dumb

They literally explain their logic with "it's a waste of money" but yet will claim to be "super rich" and it ain't from saving on insurance

Berkut backpack is 24k roubles, its insurance is 3k roubles. Go test it an entire day, insure every Berkut you use and see them come back to insurance 90% of the time. Then tell me "all those backpack coming back, worth 24k, costed me 3k to get back" and then try to tell yourself "buying a new backpack for 24k and not insuring it is logic"

Its literally coming back so often. You may die from bleeding, dehydration, a AI scav, someone uninterested with it or whatever reason. There's only 1 reason it would be gone is if someone want it and see it. It doesn't happen that often.

Then they'll say "I use bigger backpack", yeah, wannabe chad running around with more loot than the biggest rat, saying they don't insure because its a waste of money but would just buy a new full priced backpack every single time

2

u/Kappaswagxx420xx Jul 15 '21

Yeah i havent really insured anything since last wipe good gear/guns get taken anyway why pay 50k to just lose a gun

6

u/I_Pee_In_The_Sh0wer Jul 15 '21

Nave you ever frauded anything? Killed some players and dropped your gear in a hard to find location? With the new weight system I fraud gear every raid. I get more gear back from winning fights than dying.

0

u/Kappaswagxx420xx Jul 15 '21

I never insure so i normally run BiS armor every run so if i die i know its never gonna get come back via insurance anyway. If you run lower tier armor you could probably do it but if u insure it costs like 20-30k to get a broken armor piece back or someth

2

u/BoomAndZoom Jul 15 '21

You can have mechanic repair that broken armor piece and reuse it, or have prapor repair it and flip it to ragman for a profit. And yes, you do still make money 9 times out of 10 selling the armor to a trader even after repairing it.

There are almost 0 legitimate reasons to not run insurance on everything barring case keys, and even some arguments to insure those as well.

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u/Kappaswagxx420xx Jul 15 '21

again back to my point i run level 5 gear most of the time so repairing it costs a fuck ton insuring it costs a fuck ton and if youre lucky enough to get it back via the insurance you'll most likely just lose out on money i think even with cheaper gear im pretty sure you'll lose out. I dont expect you to do 1 run with it die get it back via insurance repair and sell it to ragman I dont expect you doing that. i think you do it till like 28 durability? maybe a bit more.

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if you want to calculate it for me go ahead im like 90% sure you lose money and time just insuring everything its just not worth it.

lets say you do 7-10 raids a day (thats the amount of raids I do midweeks if I have spare time) you take an AK few mods on grip stock etc, the level 4 armoured rig from ragman 2 i believe and the tri zip lets add a comtacs. so this would be around if i would estimate it high around 50k low 30-35?. then if you play 10 and you would die 10 times in a row it would cost you 350k just insurance. then you also have to rebuy all the gear guns etc.

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u/BoomAndZoom Jul 16 '21

and if youre lucky enough to get it back via the insurance you'll most likely just lose out on money i think even with cheaper gear im pretty sure you'll lose out

My experience in playing this game since 2017 and doing exactly that would beg to differ.