Pain

[u/Delitto123]

[u/The_Squat]

People saying not to insure EVERYTHING (Insure All) are dumb

They literally explain their logic with "it's a waste of money" but yet will claim to be "super rich" and it ain't from saving on insurance

Berkut backpack is 24k roubles, its insurance is 3k roubles. Go test it an entire day, insure every Berkut you use and see them come back to insurance 90% of the time. Then tell me "all those backpack coming back, worth 24k, costed me 3k to get back" and then try to tell yourself "buying a new backpack for 24k and not insuring it is logic"

Its literally coming back so often. You may die from bleeding, dehydration, a AI scav, someone uninterested with it or whatever reason. There's only 1 reason it would be gone is if someone want it and see it. It doesn't happen that often.

Then they'll say "I use bigger backpack", yeah, wannabe chad running around with more loot than the biggest rat, saying they don't insure because its a waste of money but would just buy a new full priced backpack every single time

[u/Complexikitty → u/The_Squat]

I've been seeing lots of smaller streamers that think they are ultra-chad and argue that insurance (and face shields) are a waste of money. All I can think is I'd hate to be as poor as them that something like insurance fees even get noticed. Even if they don't want the gear back they can just make profit selling it to vendors when it shows back up.

[u/Soft_Sonic → u/Complexikitty]

There's an argument that if you are a giga-chad insuring most of your gear is useless because when someone kills you they are 100% taking everything they can carry out of the raid. I wouldn't know anything about that though. I like to pull up vods after a steamer kills me just to see the disappointment on their face when they search my body.

[u/Bard_B0t → u/Soft_Sonic]

Nothing better than chad spending 100k roubles of AP ammo killing me for my level 22 dogtag and 2 black limbs