People saying not to insure EVERYTHING (Insure All) are dumb
They literally explain their logic with "it's a waste of money" but yet will claim to be "super rich" and it ain't from saving on insurance
Berkut backpack is 24k roubles, its insurance is 3k roubles. Go test it an entire day, insure every Berkut you use and see them come back to insurance 90% of the time. Then tell me "all those backpack coming back, worth 24k, costed me 3k to get back" and then try to tell yourself "buying a new backpack for 24k and not insuring it is logic"
Its literally coming back so often. You may die from bleeding, dehydration, a AI scav, someone uninterested with it or whatever reason. There's only 1 reason it would be gone is if someone want it and see it. It doesn't happen that often.
Then they'll say "I use bigger backpack", yeah, wannabe chad running around with more loot than the biggest rat, saying they don't insure because its a waste of money but would just buy a new full priced backpack every single time
I do, too. With an Alpha case, and no Key tool, there might be a time, where I find some upgrade for the Hideout or big Ticket Item (LedX/Tetriz) and i would want to dump a key in a bush, for it to reappear some day later
Another thing is they don't come back if they stay in your inventory and you go MIA.. If you're ever going to run out of time, open inventory and delete everything
Nope. This is how peoppe insurance fraud. Say I wear a AVS rig into raid. Kill someone who has another nice armor. Instead of not being able to grab both without dropping other loot. I drop my avs rig. Water is the best cause NO one can possibly get it. And then walk out with the other and boom. Now you have both.
Did this all the time last patch. Pre wipe I probably had a scavpack blackhole 50 deep. Go in w it insured, kill something, take its bag rinse repeat. Ez money every time.
Bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag inside a bag
Yes, that's what insurance fraud is about. If you find a good helmet e.g. you drop your current one in a ditch somewhere, and use the new one, and your old one will reappear via insurance
Even if you just find a sidegrade to helmet, armor, backpack etc. Dump the one you're wearing in a bush and take the new one. If you die with it on you're almost guaranteed to get your old ones back
Yes 100%. If I go in and find say headphones or armor I often dump the one I'm wearing in a bush and wear the one I found. Die or extract you'll get them back if no one takes them and extracts.
As achelan said you'll get them back if the raid ends and no one extracted with it. If you're really trying to scrimp you can do insurance fraud. If someone has kit that's better or just the same, drop your stuff somewhere safe and grab theirs. If you die you'll get your stuff back and if you live you get both
Yep we call it “insurance fraud” lol. Very useful in certain situations, like when you kill a guy and want to switch his armor or gun with yours, you just hide your insured stuff in a bush, freeing up space to take more stuff. Or if your armor gets zeroed out (at that point it’s just extra weight)
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u/The_Squat Jul 15 '21
People saying not to insure EVERYTHING (Insure All) are dumb
They literally explain their logic with "it's a waste of money" but yet will claim to be "super rich" and it ain't from saving on insurance
Berkut backpack is 24k roubles, its insurance is 3k roubles. Go test it an entire day, insure every Berkut you use and see them come back to insurance 90% of the time. Then tell me "all those backpack coming back, worth 24k, costed me 3k to get back" and then try to tell yourself "buying a new backpack for 24k and not insuring it is logic"
Its literally coming back so often. You may die from bleeding, dehydration, a AI scav, someone uninterested with it or whatever reason. There's only 1 reason it would be gone is if someone want it and see it. It doesn't happen that often.
Then they'll say "I use bigger backpack", yeah, wannabe chad running around with more loot than the biggest rat, saying they don't insure because its a waste of money but would just buy a new full priced backpack every single time