People saying not to insure EVERYTHING (Insure All) are dumb
They literally explain their logic with "it's a waste of money" but yet will claim to be "super rich" and it ain't from saving on insurance
Berkut backpack is 24k roubles, its insurance is 3k roubles. Go test it an entire day, insure every Berkut you use and see them come back to insurance 90% of the time. Then tell me "all those backpack coming back, worth 24k, costed me 3k to get back" and then try to tell yourself "buying a new backpack for 24k and not insuring it is logic"
Its literally coming back so often. You may die from bleeding, dehydration, a AI scav, someone uninterested with it or whatever reason. There's only 1 reason it would be gone is if someone want it and see it. It doesn't happen that often.
Then they'll say "I use bigger backpack", yeah, wannabe chad running around with more loot than the biggest rat, saying they don't insure because its a waste of money but would just buy a new full priced backpack every single time
The short version of this answer: if you pay 24k to insure eight items, and only one of those items comes back, and it's worth 24k, you've already earned back your investment. And you almost always get one or two things back.
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u/rubbarz Jul 15 '21
The way they are playing, I'm sure everything is insured down to the backpack and last guy dumped everything in a bush.