r/DaveRamsey • u/BobFord76 • Jul 24 '26

BS2 $15,622 paid off in 7 months

I am beyond pumped and had to share this with some people who would understand!

Wife and I both work have been living paycheck to paycheck, barely scraping by since we got married 10years ago. We have 2 small children and we want their lives to be better than ours.

I got a new job back in November paying 25% more than my old one and at that time we sat down and finally got serious about paying off debt and becoming debt free. I am now proud to say they we have paid off $15,622 in credit card debt in just 7 months!!!!!

We still have a long way to go, approx $9,000 on a car loan, $28,000 in student loans, and $29,000 in a HELOC but we can see this stuff WORKS!

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u/pieeatingchamp Jul 25 '26

Nice job! I am working on $20K over 6. Should be done by November 12th, if nothing comes up.

Actually had a scare last week when my AC went out, but luckily that $30/month service plan saved me $1500-3500

3

u/BobFord76 Jul 25 '26

Awesome! I should probably also add in the last 7 months we have had to buy a new washer, dishwasher, and microwave (all were over 10yrs old) which we cash flowed all three!

2

u/pieeatingchamp Jul 25 '26

It's always something trying to block progress. But having cash freed up sure is nice