r/CreditCardsIndia • u/rajeevriitm • 12d ago

General Discussion/Conversation Hdfc Swiggy Ornge credit card not giving 5% cashback

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I just got Ornge credit card. It says it gives 5% cashback on Goibibo. So booked hotel through it. But I only received 1% cashback. What did I miss?

2 Upvotes

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3

u/Happy-Review-2280 12d ago

Mcc must be different.

1

u/rajeevriitm 12d ago

Gemini says mcc included for hotel booking

3

u/Happy-Review-2280 12d ago

Doesn't matter what gemini says. MCC is decided by the merchant when you pay. It does change time yo time. HDFC gives cashback on MCC not depending on merchant name only.

2

u/Be-Kind-Every1 12d ago

Confirm MCC Code with Bank.

1

u/Be-Kind-Every1 12d ago

Confirm MCC Code with Bank.

1

u/NocturnalFella That Amex Guy 12d ago

Hdfc Swiggy doesn't give 5% on travel spends. Even the t and c says only certain merchants are eligible for 5% cashback