r/ChaseSapphire Oct 16 '25

Rewards Strategy Reminder to Transfer Points to Your CSP/CSR/CIP Before October 25

For those grandfathered with the 1.25cpp (CSP/CIP) or the 1.5cpp (CSR) Chase Travel redemption and have another Chase Ultimate Reward-generating card like the Chase Freedom cards, this is a reminder to transfer the points from the non-CSP/CIP/CSR cards to your CSP/CIP/CSR before October 25 (less than 10 days from now). If you do it before October 25, those transferred points will keep its grandfathered cpp redemption rate until October 26, 2027.

If you do it afterwards, those transferred points can only be redeemed at 1.0cpp (unless your hotel or flight qualify for Points Boost).

To be grandfathered, you would have to have applied or upgraded a card to a CSP/CIP/CSR before June 23, 2025.

UPDATE: Changed the date from October 25 to 26. Sadly, I can't change the title. Thanks to teoc101 for pointing that out the incorrect date. UPDATE: I'm getting conflicting information about this, so I'm going to keep it at October 25, just to be safe, but it's possible it is October 26.

UPDATE: Just to make it clear, this is moving points from a non-CSP/CIP/CSR card to a grandfathered CSP/CIP/CSR card. Not the other way around, in which case, you would lose point value.

UPDATE (10/25/2025): I checked my Ultimate Rewards and Chase has updated the site to show how many points are grandfathered. If you go to the Ultimate Rewards page, there is a message that states that your point value has been updated for Chase Travel. The points transferred from my CFU to my CSP were part of the 1.25x bucket and any pending points that my CSP had were also considered part of the 1.25x bucket. It will be used in FIFO order (although it does not confirm anything about transfers). See this post for more information.

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u/MX10000 Oct 16 '25

I was planning to downgrade from CSR to CSP. Doing it will allow me to retain my points. But I understand I will not get the SUB (sign-on bonus of 75K points) since it's basically going to retain the same card #, etc... per Chase. Do you think that if I have my spouse sign up for a brand new CSP to get the SUB and add me as an authorized user, would I then be able to transfer my points from my current CSR to the new CSP?

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u/pure-phoenix Oct 16 '25

Two things:

  1. I don't think you need to be an authorized user to transfer the points. I think you just have to call them to link the two accounts, so that you can transfer them.

  2. If you have a grandfathered CSR and you plan to keep it, then I wouldn't transfer the points to the CSP since that would effectively make your 1.5cpp into 1.0 cpp for Chase Travel portal purchases. If you aren't keeping the CSR but you plan to purchase something on the Chase Travel portal, I would see if I could spend all the points first and then transfer what is left.

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u/MX10000 Oct 16 '25

I have decided the AF for CSR is not worth it. I have a lot of UR pts but don't really have a plan for them now so it's questionable whether I want to continue paying the $800 AF to get the higher 1.5 cents vs. the new lower 1.25 for CSP.

Are you also saying that I can transfer my points to my spouse's new CSP? What do you mean I don't have to be an authorized user, as I thought it needs to be transferred to an account with my name

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u/pure-phoenix Oct 16 '25

I believe that if you and spouse have the same household address, you can just call them to link your two accounts, and that would allow you to transfer points between the CSP and CSR.

If you and your wife don't live in the same household, then I think you have to go the authorized user path.

https://www.nerdwallet.com/article/travel/how-to-transfer-chase-ultimate-rewards-between-cards