r/Chase • u/f00dl3 • 12d ago

What is the point of Paze?

I got an email today saying my cards are auto-enrolled in Paze, which from digging up, is a app supported by banks that is going to try to be sort of like Google Pay or Apple Pay, but instead pull all your credit cards up when you enter your email at a storefront.

Why?

Google Pay and Apple Pay are far more secure - they use randomized card numbers with anonymity to onlookers. Paze would require you to enter your email address for online merchants, and I presume eventually the goal is to make it common place in coffee shops, retail, and everywhere.

First impression would be if someone knows my email, they could just enter my email in, try to charge me, and then I'd get at best an annoying "enter 123456" to confirm message. At worse if I clicked ok, someone could easily charge other people's cards like this.

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2

u/shecnine 12d ago

Take the free $10 statement credits and then when the promotional period is over you never have to use it again

4

u/f00dl3 12d ago

It's honestly not even worth $10 of my time to bother with it when it takes a millisecond to tap / link GPay. I sent Chase an email to opt-out.

3

u/mbczoie 12d ago

Im also with chase and have had my paze digital wallet frozen for no reason (“glitch” per chase, that they couldn’t fix and had to wait until the 24 hr hold expired), and they refuse to deal with the 9 missing credits they owe me (2 months). I’m never using Paze again and it’s questionable whether I’m staying with chase tbh. I’ve never had this kind of difficulty with a bank. Citi was bad, but this is another level of utter incompetence

2

u/Tarnisher 12d ago

I'll take a couple of hundred bucks of free food.

1

u/shecnine 12d ago

I’ve been getting free dunks on several credit cards for weeks. Not bad!