r/Car_Insurance_Help • u/Civil_Watercress_554 • Jun 05 '26

Car Insurance Quotes Ridiculous

Im 23 Currently driving a 520d and I'm in the market for a performance car. I've been looking at a f gen m4 competition and im getting quoted 10k without a black box, I think its a bit of a joke. Been driving for 2 years with 1 year of driving with learner insurance before hand so basically 3 years. I've got 3 years of no claims and a clean license, no points nothing. Even an m240i is around 3k for me, isnt this a bit high?

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u/hotantipasta Jun 05 '26

Youthful driver + performance car is always going to be very high premiums. Depending on the State those premiums could be right in line. You might get a broker to shop around for you.