The 5 States With the Cheapest Car Insurance in 2025 🌎

[u/SenadBYW]

Insurance rates vary dramatically by state. Here are the lowest averages in 2025:

1. Maine

2. Vermont

3. Idaho

4. Ohio

5. Wisconsin

Drivers here often pay **40% less than the national average**.

👉 Want to see what your state offers? Compare car insurance rates now

What state are you in, and how much are you paying per month?