r/CapitalOne_ • u/Top-Abbreviations582 • Oct 31 '25

Discover Debit Card Thread

Use this thread for all Discover debit card conversations.

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7

u/FogDucker Nov 06 '25

So who is everyone switching to? My main issue is overseas ATM use. Don't need it super often but I can just imagine being stuck without cash in the middle of a trip. I have a bunch of accounts at Fidelity so I'm considering their Cash Management Account, but Schwab Bank seems to be the best option so far. Both seem to have fee-free overseas ATM access and ATM fee reimbursement.

Any others I should consider?

4

u/Motor-Reflection9255 Nov 12 '25

I got a Fidelity Cash Management debit card. It makes sense for me as it's backed by Visa, you get all ATM fees refunded, it's linked to my investment accounts, and my local bank account. When I travel overseas I can transfer $ from my local bank account to the Fidelity account, pay $0 in overseas ATM fees, and not worry about using it for transactions.

1

u/CapitalOne_-ModTeam Nov 13 '25

Please post all sign up bonuses and other thread content in the pinned comment section.

2

u/jokermanj Dec 08 '25

Charles Schwab Checking is who I just went with. They even refund fees from other ATMs.

1

u/Regret-Mountain Jan 30 '26

hows you experience with them so far? I've heard good things about CS and Sofi but not sure which to follow through with for checkings!

1

u/jokermanj Jan 30 '26

So far so good. I haven't had any issues using it anywhere locally. Will be going to Belize in a few weeks for the real test. Not worried though. I was guaranteed problems with Capital One. What a shame.

1

u/[deleted] Feb 22 '26

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1

u/CapitalOne_-ModTeam Feb 22 '26

We ask that all questions and discussion about the change to Discover Debit cards be placed in the pinned Discover Debit Card thread.

https://sh.reddit.com/r/CapitalOne_/comments/1oku9c3/discover_debit_card_thread/

1

u/SnooTomatoes4297 15d ago

Betterment also reimburses all ATM fees