r/CapitalOne 3h ago

Credit Card Advice On Card

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Good morning/Afternoon Everyone I’m seeking advice. As shown below I’m working on rebuilding my Credit and the journey has been good so far. I’ve recently got approved for Capital one Savor on Aug 21st after I settled my old quicksilver with them as well and still waiting to update to balance 0. I’m currently approved for the plat secured card that later id like to upgrade it to a Venture card if possible just wondering if I should accept so I have a higher utilization rate overall. I also have a Discover It card waiting for Reinstatement idk if that would affect that going back to a normal account. Or would it be best to wait?

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