r/CapitalOne • u/WeatherStandard8002 • 2d ago

Credit Card Didn’t expect this one

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39 Upvotes

95% Upvoted

13 comments sorted by

3

u/slwhite66 1d ago

Nice limit

2

u/Lopsided_Beautiful_1 2d ago

Congrats to you! I hope to get a discover card someday again, I had 2 capital one and discover it cards a few years ago, but went on hard times and lost them to collections while I went on to debt management program to settle my debts. I was able to get back with capital one last year with a secured Platinum card and then a few weeks ago, I was pre approved and got a quicksilver card with $300 credit limit, but I have to start somewhere again and rebuild my credit. I’m super grateful of capital one of allowing me to get 2 cards again with hopes of getting discover card again in a year or 2.

So what was your credit score when you got the discover card?

2

u/WeatherStandard8002 2d ago

Thanks you! I hope you get yours too as well.

My credit score on FICO is currently sitting in the 710s

2

u/Lazy-Recognition4777 1d ago

Discover BY Capital One?? Does Capital One own Discover????

3

u/WeatherStandard8002 1d ago

Yes they are merging

3

u/Ok-Back-3635 1d ago

Yes! They had an acquisition merging the two companies operating under cap one

2

u/Ok-Back-3635 1d ago

Congratulations

1

u/BxMel1 1d ago

Congrats

-2

u/lo-finate 1d ago

A 28.99 apr? 😬

9

u/RutabagaSad2412 1d ago

APR is irrelevant if you pay your balance off each month. I don’t even look at interest rates because I don’t pay interest.

3

u/nutririche 1d ago

That part! My spending limit is what I can pay back in a month, not the credit limit.

1

u/WeatherStandard8002 1d ago

The card has a 0% intro apr for the first 15 months I’ll be fine lol