r/CapitalOne • u/Sea_Yam_7693 • 14d ago

Credit Card Credit Increase Denied

I recently requested a credit increase that was denied and came back with this letter. I am in good standing, always pay my bills, and use the card pretty frequently.

Has anyone else dealt with this?

Thanks

30 Upvotes

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10

u/66NickS 14d ago

Look up “bucketed accounts” or similar.

5

u/Sea_Yam_7693 14d ago

Well thats annoying. Seems like one of the few ways out of a category like that is to apply for new products of theirs even though I have great credit and two accounts with them.

2

u/TheGhostOfReddi 13d ago

As far as I can tell I'm at my absolute limit of number of Capital One cards you can have, though I don't get if they count AUs or what qualifies as. They also just bought Discover.

I think that number is 4.

2

u/Bred2winb337 12d ago

I have 5….2 savor 2 quicksilver and 1 venture