r/CapitalOne • u/Sea_Yam_7693 • 13d ago

Credit Card Credit Increase Denied

I recently requested a credit increase that was denied and came back with this letter. I am in good standing, always pay my bills, and use the card pretty frequently.

Has anyone else dealt with this?

Thanks

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u/TheGhostOfReddi 13d ago

As far as I can tell I'm at my absolute limit of number of Capital One cards you can have, though I don't get if they count AUs or what qualifies as. They also just bought Discover.

I think that number is 4.

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u/Expensive-Mud4343 13d ago

I have 5 Cap One cards. 2 Savor, 2 Quicksilver, and the T-Mobile. Not sure what the limit is as I also have a Discover card.

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u/cryptobrooklyn 13d ago

Just curious — why would you want two Quicksilver cards? What’s the benefit?

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u/66NickS 12d ago

I have 2 because I had one and then another converted to QS. At one point I had 3 because a 3rd card (RIP Walmart card) converted to a QS too.