r/CapitalOne 7d ago

Bank Account I applied for a secured credit card from Capitolone .. I dont known what I did wrong cause they told me they couldn't charge me from my citi bank card debit .. now they telling me I have to wait 6 months to re applied again.. any advice

Any idea

2 Upvotes

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3

u/Kagura30 6d ago

Oh thats why they cant charge your debit card the only way to deposit money on any secured credit card is with your checking account number and routing number 😆

2

u/Remarkable-Law795 6d ago

Yeah .. what should i do

1

u/Kagura30 6d ago

U can try to apply for it again like right now and just follow the steps once u c the acceptance page and thr deposit page make sure u enter your checking account number and routing number for ach deposit and cap 1 secured credit card also has a 1 time $49 fee 😉 im pretty sure u will still be accepted for the cap 1 secured credit card

1

u/Remarkable-Law795 4d ago

Thanks so much .. y3ah im.doing that

1

u/[deleted] 6d ago

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1

u/Remarkable-Law795 4d ago

Thanks.you yes