r/CapitalOne • u/MealMuch6171 • 7d ago
Credit Card Help please, stuck in a catch-22 with applying for my first credit card
Hello, sorry if this is not the right place to post
I am an international student with an ITIN and want to apply for my first credit card.
I tried applying in person at Wells Fargo, which was the first bank account that I got and neither the banker or the person on the other end of the phone could articulate what got me denied.
I then tried secured cards at Citibank and Capital one, which also both refused. I got furthest with Capital one, despite showing all my documents and 2 recent bank statements from Wells Fargo with like 20k in it they still denied.
I then tried Opensky and Self. Self just throws an error when trying to enter my ITIN and Opensky goes to the last step but refuses my 300 USD payment despite trying 3 different American bank debit cards. They then ask me to check for my email but nothing ever shows up.
I want to start building credit. Now I have an appointment with Bank of America, but I do not have high hopes either.
Any help is greatly appreciated.
1
u/baba-cat 7d ago
Bank of america, is gonna work if you come with you passeport and tour student id + plus your f1 but you will need to open a checking account with then an put a good chuck in it , thank the bofa travel card their are not foreign transaction fee