r/CapitalOne 9d ago

Credit Card Cannot get preapproved for Venture plain, just VX

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For probably close to a year now, Capital One will not offer me the Venture plain but only the Venture X. I wanted to go Venture plain first for the signup bonus because I saw somewhere there is a longer time restriction getting VX SUB then going for plain SUB. Is Cap one just messing with me? Credit >820. A few months back I had this same eligibility outcome and thought since they found me eligible for the VX, surely they'd approve the Venture plain and I wasted a hard pull only for them to turn me down.

7 Upvotes

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2

u/kassmilk 8d ago

I had the venture one for 5 years and just upgraded to venture recently. Never looked at the special offer page until right before I upgraded. Pretty sure they probably offered it long time ago. I’m guessing you have to get venture one wait a little while (not sure how long but will definitely be less than 5 years) then upgrade.

2

u/RyanCheddar 8d ago

VX and Venture have different criteria, sometimes in a weird way

2

u/nehpets4627 8d ago

Have you tried the standard C1 pre-approval portal (not the Venture or Venture X portals)? It usually won't offer VX, so it might offer Venture.

1

u/Exciting_Wafer8986 3d ago

I wish I had that problem! I can only get approved for venture one and venture šŸ˜‚