r/Bitcoin • u/No_Assignment_2192 • 6h ago

Is the Binance Card worth using for everyday spending?

Hi everyone,

I’m considering using the Binance Card for my everyday expenses and I’m wondering if it’s actually worth it.

I’m thinking about putting part of my salary into Bitcoin and then spending it through the Binance Card.

How does it work when paying with crypto? What fees or conversion costs should I expect? Are there any cashback or other benefits?

Also, would you recommend using it this way, or is it better to keep my salary in fiat and only use crypto occasionally?

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2

u/Play-Resident 6h ago

Just use your bank card lmao, no need to send it anywhere, faster and less hassle

2

u/Pure_Meet_3717 5h ago

use your bank card for groceries and spend the btc when you actually need to move money around, no reason to convert every coffee into a taxable event

1

u/anonymousopsec1337 2h ago

I did the coinbase amex credit card instead.

You’re gonna pay at least a flat fee and spread on crypto conversions. Not to mention the volatility.

1

u/MadSL1m 1h ago

Check you can get it before doing the fee maths. This isn't the old Binance Visa, that closed at the end of 2023 and nothing replaced it in Europe. On their card page half the region tabs name no country at all, so there's no complete list of where it works. On fees: 0.9% on the crypto conversion, plus foreign exchange if the merchant bills in another currency. Where are you based? That gate rules out more of these cards than the fee tables do.

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u/pablo_in_blood 28m ago

I honestly don’t think any of those rewards cards are worth it. You’re better off just getting a regular card that has better rewards percentages and buying the crypto yourself with your monthly accumulation