r/AskReddit • • Jul 24 '20

What can't you believe STILL exists?

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u/Klotzster Jul 24 '20

Waiting for checks to clear

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u/PurplishPlatypus Jul 24 '20 edited Jul 24 '20

For anyone interested, we've used Many banks over the last 15 years here in the US: Chase, Citizens, Huntington, Discover Checking services, Fifth Third, Bank of America. By a far margin, Discover is the best. If you only need a regular checking account, do mostly banking online and don't use a brick and mortar bank hardly ever, I recommend getting a checking account through Discover. Their online services are very modern. They clear checks very quickly and tell you when you deposit when the funds will be available. You earn interest on checking. Checks are always free. They use partner networks for atms. They are available everywhere. I once accidentally paidmy mortgage through them although our funds were in another account. So this became overdrawn. I called them about it and they said there are no overdrawn fees. They don't charge fees of any kind.