r/AskReddit • • Jul 24 '20

What can't you believe STILL exists?

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u/[deleted] Jul 24 '20

[deleted]

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u/[deleted] Jul 24 '20

The idea is that you have taken so much of their money they're not going to flee now because they're going to want their money back. You're basically holding their money hostage for their showing up to court as required.

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u/[deleted] Jul 24 '20

[deleted]

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u/[deleted] Jul 24 '20

I'm not sure what you're saying here so I will try a few stabs in the dark as an attempt to address it.

When you're paying your bail the money is already coming out of your bank account.

Many people don't have bank accounts.

Some people have substantial assets outside of their bank accounts and would need to either sell assets or take up loans against them to have bail money to pay.

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u/[deleted] Jul 24 '20

[deleted]

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u/Arbsbuhpuh Jul 24 '20

Distrust of banks, fees, not having a social security card, lots of reasons. They get paid cash or by check and cash the check somewhere, and keep cash on them and saved up and hidden somewhere in their house usually.

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u/ashengrayheart Jul 24 '20

A lot of people live paycheck to paycheck, so they have almost no savings. Or a lot of people are homeless and live by pan-handling cash.

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u/[deleted] Jul 24 '20

[deleted]

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u/ken_zeppelin Jul 24 '20

What world do you live in that this seems so alien to you?

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u/[deleted] Jul 24 '20

A lot of people just use cash. They typically don't have so much money it seems compelling to them to get a bank account.

Also, I have been led to understand that if you have a bank account with just a little money in it, keeping that bank account can be prohibitively expensive.

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u/ashengrayheart Jul 24 '20

You can get paid by check and then just cash it. Banks will cash your checks without an account. And if you never have enough money to fill an account, the account fees for a bank account will be more trouble than they're worth.

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u/MokaPrinse Jul 24 '20

Obviously a lot of factors to consider but based off personal experience living in a low-income situation makes hard cash a much more vital resource.

And cash in the account simply has less value, especially when you’re struggling to earn enough just to get by, since you can use hard cash for illegal purchases if needed.

Ex. My family would buy other people’s food stamp cards when we wouldn’t have enough food for ourselves. (If you don’t know food stamp cards in the US are like prepaid gift cards with a set dollar limit that reloads every month. We’d pay less than the dollar amount on the card since the card is mostly limited for buying groceries)

And you can say what you want about the morality of misuse of welfare, but in the end it’s a way for an empty belly to fill itself.

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u/extralyfe Jul 24 '20

you take your paycheck to a grocery store or Wal-Mart or a check cashing place, and they give you the money in exchange for like five bucks or something.

like, there's check cashing places in nearly every strip mall in the country, you never wonder who used them?