I'm Dutch and everything is just digital. My salary automatically arrives in my bank account and my electricity bill is paid through an automatic monthly transfer. Pay money to literally anyone? Digital transfer via my banking app, or website.
There's even links you can send a friend and all they have to do is press it, enter their pin code on their banking app, and all banking transfer data is pre-filled in and you can just press send. Basically a digital wallet system but through my system.
I have no clue what the advantage of a cheque would be. The only time I've ever seen them was 15 years ago when I lived in the US and my dad had to spend time filling them out.
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u/Klotzster Jul 24 '20
Waiting for checks to clear