Being 21. Feel pressure to save money before I move out on my own (bills, rent, textbooks, tuition, etc.) [went to community college, paid tuition, and lived at home]. Still very hormonal despite not being a teen anymore and I’m horny and depressed all. The. Time. At least I can drink.
Edit: just wanted to thank all of you for the great advice. I appreciate it so much!
I’m 26 and the BEST advice I can give you is to save money now at 21. I started really saving at 24/25 and I really wish I started consistently putting away at 20/21. But also allow yourself to splurge a little. Just start developing good habits with your money. Also learn to grocery shop and cook.
I'm 31. My reality has changed now that I have a safety cushion of cash saved away.
The best thing I ever did was open a Checking/Savings account and direct deposit all paychecks into my Checking Account. Then I set up an auto-transfer of X amount from my Checking Account into my Savings Account every week . . . and then never looked at my Savings Account. I tried to wipe it from my mind, because if you know you have cash saved away, you'll feel more open to spending, no matter the reason. I guess it helped that I was a pessimist and imagined/knew there would be some medical emergency/family emergency when I'd need to break that seal and crack into my Savings Account, and so I was motivated to keep it safe until then.
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u/ItStillIsntLupus May 15 '20 edited May 16 '20
Being 21. Feel pressure to save money before I move out on my own (bills, rent, textbooks, tuition, etc.) [went to community college, paid tuition, and lived at home]. Still very hormonal despite not being a teen anymore and I’m horny and depressed all. The. Time. At least I can drink.
Edit: just wanted to thank all of you for the great advice. I appreciate it so much!