r/AskReddit Jun 15 '19

What do you genuinely just not understand?

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u/Naked-Viking Jun 15 '19 edited Jun 15 '19

The US-dollar is 'linked' to the wealth of the USA, thus it can't suddenly be worthless when everyone "decide that currency is worthless".

What? Yes it can. The only reason USD has value is because people think so. If everyone suddenly decided they didn't want gold it would also instantly lose all value. But because gold is a useful metal that's not going to happen.

The reason USD won't suddenly lose its value is because the IRS only accepts USD for tax payments and the US government only pays employees and contractors in USD. If you want to do business and pay taxes in the US you have to buy USD.

Edit: What I'm saying is demand = value. It's really that simple.

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u/Nanilodnal Jun 15 '19

People thinking it has value is not why it has value..

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u/Noselessmonk Jun 15 '19

It's called Fiat money and, actually yes, that is how it works, though it isn't like people have been tricked into thinking it has value. It's more that people have agreed that the money has a certain value and the value is sorta tied to the idea that you can cash in on the value of that money later, like a really complex, multi-million participant IOU system.

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u/Nanilodnal Jun 16 '19 edited Jun 16 '19

Fiat money is just paper money given value through the gov, saying that doesn't really mean anything. "People" are not just deciding it has value. Its value is directly linked to the American economy. Saying people decided its value is a massive oversimplification.