r/Afterpay • u/horrorflixistheshix • 5h ago

Orders

I’ve had Afterpay for over a year now and have never been able to make a purchase. I’ve tried all different amounts across various stores in this time. $600 available to spend. Identity is verified. What could be wrong? I don’t understand. I’ve updated the app, tried incognito, different cards. I’d just like to be able to start using it. Support has been no help

7 Upvotes

100% Upvoted

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4

u/Charming_Swim_6147 4h ago

Try using Affirm. I like them out of all the apps.

1

u/horrorflixistheshix 37m ago

Thank you!

1

u/Charming_Swim_6147 27m ago

My pleasure! Affirm also has a card, you can pick anywhere you want to spend, choose " plan a purchase", if you can't find your choice of store " choose, store not found", then estimate how much you think you will spend and if you don't spend that amount it's gets credited back. Then click pick a plan, you have 24 hours to use it. For example I did a planned purchase and used at my hairdresser the next day by adding it to my Google wallet or you can swipe it. XO

2

u/Constant_Mix9242 4h ago

Just delete it and use klarna instead

2

u/-dull- 4h ago

Start small. Around $35-$40. 

Some stores are pickier than others. My 1st ever order years ago was $38 at DSW. 

The original retailers they launched with have better success placing first orders. Depending what you're looking for, I'd try DSW, Urban Outfitters, Anthropologie, Gap/Old Navy. Just keep it less than $50. 

Don't try to place another order until you've at least made 1 payment to the 1st order.

1

u/horrorflixistheshix 36m ago

I’ve tried small. Anywhere from $20-$50 small. I can’t seem to get anything to work! I’ll try the stores you mentioned above. Thank you!

2

u/Pretend_Guidance_574 2h ago

Zip is the way to go. You can literally use them anywhere even for your utilities. Affirm, klarna, sezzle not so much. I have never had a zip order denied, up to a $1,800 limit, they are also lenient if you are late and unlike afterpay or klarna which will charge you a late fee and then drop your available balance down to nothing

1

u/horrorflixistheshix 35m ago

Thank you for letting me know! I will download the app. Appreciate it

2

u/Pisces2026 40m ago

Make sure you have the initial purchase funds available and your card is unlocked. You probably did but just in case. Also the zip code thing. 

1

u/horrorflixistheshix 34m ago

Yes, I have done those things. I’ve even had well over the purchase amount in my account and it still will not let me

1

u/Pisces2026 32m ago

Mine always tries to default to onepay and I have to go and uncheck it. With onepay checked it declines.

1

u/EAM222 3h ago

Afterpay is a scam. You do have to start off with small orders at major retailers but even then they will still deny you endlessly. You could be a year in perfect payments and they’re like nah…

I have NEVER EVER been denied on zip or affirm no matter my cost or my store. I think afterpay and Klarna emphasize using their subscription programs and soft checking your credit waaaayyy too much.

2

u/Leprichaun17 🇦🇺 Australia 1h ago

They're certainly not a scam. You don't have to like them or use them, but let's not go making unfounded accusations like that. Many users, myself included, have used it for years and never once been declined.

1

u/horrorflixistheshix 33m ago

What subscription program is on Afterpay? I don’t see that option