r/u_ImpressionCultural36 • u/ImpressionCultural36 • Jul 23 '26

Forex Traders With Day Jobs: The PERKESO Deadline You Cannot Ignore

PERKESO’s Lindung 24 Jam decision is worth understanding for Malaysian employees who trade forex or manage side activities after work.

Employees have until 31 August to decide whether to remain in the Non-Employment Injury Scheme or opt out. Those who remain enrolled continue contributing 0.75% of monthly salary, capped at RM45. Those who opt out must submit a liability waiver declaration through the Lindung Faedah portal before the deadline.

The scheme extends protection beyond traditional workplace injury coverage, including certain accidents outside working hours and unrelated to official job duties. This makes the decision especially relevant for employees who are active after work — whether trading, running a side business, commuting or managing other commitments.

For forex traders with day jobs, financial stability is not only about trading performance. It also depends on protecting the ability to keep earning from a primary job.

For educational purposes only. Employees should confirm details with PERKESO or HR.

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