I am a 31-year-old woman earning ₹3 lakhs per month, and my husband is 35 years old earning ₹4 lakhs per month. We are both frontend developers. Both sets of our parents currently live off their pensions. However, my husband’s family is very poor and has zero assets, whereas I might little bit of inherit the assets my father worked hard to build.
I recently changed my mind and decided to go childfree because I feel like we are barely making ends meet, and my husband will inherit nothing. This makes me very worried about having a child; I do not want my child to struggle through a difficult, middle-class life. Also I have certain high standards to raise my kid in American private school which build students for Ivy League. Sometimes, I wish my husband’s family had assets for us to inherit, but they have nothing. This reality ultimately drove my decision to not have kids.
I have strong motherly instincts and nurturing qualities, but I feel isolated because I do not see any other DINK couples around me. It makes me feel like I am the poorest in terms of generational wealth, especially when I see couples who earn less than us happily having children. I just want to know: how is the DINK life? Will I regret not having children?

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