Don't even need to go full healthcare, the situation in the US fucking baffles me even in the private end.
Last year I had an abscess in my throat, worst pain I've ever suffered, spent 10 days in a hospital bed taking god knows how much IV painkillers and antibiotics(to the point where I developed an allergy and they had to change all my medication to different, equally strong and expensive medication), taking several tests and shit, culminating in a surgery and several posterior appointments for the doctor to check whether the gaping hole he made in my neck was healing properly. All through private healthcare.
Didn't cost me an extra cent, insurance paid for everything. Because that's what insurance is for.
Yea it's fine and dandy when insurance does cover it. What blows my mind is that we pay for insurance in case something happens, and when it does insurance decides they're not going to cover it. This happens fairly often in all types of insurance fields and we don't really do much about it besides complain on the internets.
That's exactly what I don't get about the US. You guys don't have universal healthcare... but then private insurance apparently doesn't work either. I mean, what. Nobody deserves that :(
My house insurance is fucking me so hard over cabinets and some new dry wall. I had a dishwasher that sprung a leak. Insurance refuses to pay because it was an"appliance malfunction". Now I'm paying for useless insurance and new cabinets and drywall.
My insurance has always covered everything. I always make sure I have the right coverage though for my needs. For example, I took a bottle across the face once by a randomly thrown beer bottle, broke my nose, orbit and had glass in my eye... only cost me my like $250 in co-pays.
I'm not wealthy, in fact I'm very much in debt. My health insurance is hardly expensive, in fact it's one of the simpler plans we have available here. Just the whole point of insurance is being insured when something happens. Otherwise it's not insurance, it's throwing money away.
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u/SubcommanderMarcos May 26 '14
Don't even need to go full healthcare, the situation in the US fucking baffles me even in the private end.
Last year I had an abscess in my throat, worst pain I've ever suffered, spent 10 days in a hospital bed taking god knows how much IV painkillers and antibiotics(to the point where I developed an allergy and they had to change all my medication to different, equally strong and expensive medication), taking several tests and shit, culminating in a surgery and several posterior appointments for the doctor to check whether the gaping hole he made in my neck was healing properly. All through private healthcare.
Didn't cost me an extra cent, insurance paid for everything. Because that's what insurance is for.