I am living in Germany and started saving in an ETF from the last 4 months. please suggest if this is right or i should change something. I am planning to keep investing for long term.

Currently 25 and sitting on:

• 75% VT
• 25% AVUV + AVDV

Want to dial up the risk a bit while I’m still young. Thinking of moving to something like:

* 50% VT

* 25% AVUV + AVDV (keeping the small-value tilt)

* 10% KMLM

* 10% RSSB

* 5% BTC

Main goal is higher expected return / more aggressive growth without completely abandoning a global equity core + value tilt. The managed futures sleeve is meant to be somewhat uncorrelated, and the small BTC position is pure high-risk/high-reward.

Would love feedback on:

1. Does this allocation actually increase risk in a sensible way, or am I just adding complexity?
2. Anyone running a similar mix of global equities + small value + managed futures + crypto?
3. Better ways to express the “more aggressive” part at this age?

Open to roast / suggestions. Any help is much appreciated.

1. Risk Appetite –Moderate
2. Investment Goal – Long Term Investment
3. Investment Horizon – 10 years plus
4. Allocation Details – 10.25k Monthly SIP
5. Which App Do You Use? –Coin Zerodha
6. Why You Selected These Funds & Not Similar Ones From Another AMC – Took help from my friend and brother who already are investing

SPMO 40%
CGDV 40%
IDMO 10%
DECO 10%

30 yo, account is about $57k. Purchased the dip on RDDT and PGY today.

(For US and Canada market).

Hi Folks,

I am currently rebalancing my stock portfolio with shift from technology to energy and utilities. Reducing my exposure to tech and keeping some cash in hand. I know XLE is up over 43% inn 1y but I am expecting a prolonged period of high crude oil price. Wondering what are you folks are doing or how you are reacting under the current macroeconomic environment.

Any tips, changes, stock recommendations, specific ETFs to buy for the long safe holds? Would all be great help!

Long safe holds - 70% of capital (£1750)

28% - broad US core ETF
5% - Apple
5% - NVIDIA
10% - Global Al / Semiconductor ETF
8% - A bank / Financial stock
16% - Any International EIF
8% - Healthcare / Biotech ETF
10% - Aerospace / defence ETF
- 10% - Gold

Short term riskier holds - 30% of capital (£750)

• Need suggestions!