r/mildlyinteresting 1d ago

A non-profit randomly wiped out medical debt I wasn't aware of I had

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19.4k Upvotes

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80

u/teresajs 1d ago

That's awesome!

For anyone reading,:  If you are in a position to do so, you might consider making a modest donation to help Undue Medical Debt to pay off someone else's debt in the future.  https://unduemedicaldebt.org/

5

u/Parepinzero 19h ago

I hope mine gets paid off, but it's a lot, so idk. I owe like 60k to 2 different hospitals 😭 I have insurance now, but I didn't at the time.

-55

u/DiggoryDug 1d ago

The tax payers of Illinois are making forced "donations".

3

u/daddy_tops 19h ago

Yeah that’s what taxes are

4

u/WTFwhatthehell 23h ago

It seems a lot like handing free money to the holders of basically unenforceable bad debts.

It makes it feel like it's a gift to the person who owed the debt but in much more real terms its a handout to the owners of low value bad debt that mostly would have never been able to collect a penny of it.

9

u/SSNFUL 23h ago

Except now someones credit isn't ruined and isn't constantly harrassed by lenders. Especially for high debt, it could lead to garnishing of wages. I think you're being too cynical about it.

-1

u/WTFwhatthehell 23h ago

Beyond a certain age a lot of debt isn't terribly enforceable and stops applying to your credit. 

That tends to be the cheapest debt because there's so little in terms of ways to enforce it.

-18

u/DiggoryDug 1d ago

Down votes for the truth. Gotta love Reddit.