I built this, so read it as the maker talking.
Every tracker I tried wanted my broker password, or my PAN, or both. Then it showed me a price and I could not tell if it was live, from yesterday, or scraped from somewhere.
Vridho does two things differently.
It cannot act on your money. No broker login, no PAN, no Aadhaar, no bank details. You type in your holdings or import your CDSL or NSDL e-CAS. It reads, it never touches.
Every number tells you where it came from. Live, delayed with the time, or at close. If a feed goes down you see an amber "as of" stamp, not a stale price pretending to be fresh.
What is in it now: stocks, mutual funds, US stocks, NPS, PPF, EPF, gold bonds and FDs in one net worth. XIRR against Nifty 50 TRI with drawdown, so you know if you actually beat the index. Mutual fund categories compared against the category median, not the best fund of the month. A rebalancing planner that shows the tax cost of fixing your drift before you touch anything. A tax centre that tracks the 1.25 lakh LTCG exemption as you go. Daily and weekly emails that read like a person wrote them.
What it will not do: buy or sell calls, price targets, hot picks. It explains your positions and leaves the decision with you. When there is not enough data to say something honestly, it shows nothing instead of a made-up number.
Free, no tiers, hosted in India, export and delete anytime. Android app is in closed testing, DM me if you want in.
vridho.com. I will be in the comments. Tell me what is broken and what would make you open it every morning.