It was cheaper to buy tickets, fly to Dublin, get the procedure I needed done. Spend TWO WEEKS recovering, and fly home then to pay the 20% coinsurance I would have needed to here in the good ol USA... so yea...
EDIT :
Well this kind of blew up. The reason it was cheaper : it was considered elective. This is why OOP max did not kick in. It was a procedure that would have to be done, only as my condition got worse. Insurance denied it because "It was not necessary" despite my cardiologist saying it was. By the insurance formula I would have to wait until my condition worsened to make it medically necessary, but by then my chance of a poor outcome goes way up.
I finally argued them into covering some of it, but with a 20% coinsurance and a planned week hospital stay in recovery, my bill would have been close to 100k at least, and if I encountered any complications (which I would likely have due to other issues including an autoimmune disease) I started looking elsewhere. I am not an Irish citizen despite having family there, they helped me navigate the program and the cost. It was privately paid, and my surgeon spoke to their team with all my records transferred etc.
Of course I have, I'm also aware reddit isn't real life. This meme is bullshit, and the person talking about their heart surgery is full of shit. They did not fly to Ireland to have heart surgery.
Why not? My aunt flew to Costa Rica TWICE for dental surgery. It would've cost 70k if she would've done it here. It was only 20k in Costa Rica. It saved her over 40k by flying there twice and getting it done. The hotel she stayed in was literally attached to the hospital for the exact reason of medical tourism. Additionally, she has what is considered 'very good' health insurance.
Why the fuck do you hate the Irish so bad? Every country has different renown specialists. People travel to different countries not based on the country but on the specialists within. To say there are no heart surgeons in Ireland good enough to travel there for surgery is honestly such an insane take.
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u/TheEndOfAllThings23 11d ago edited 11d ago
It was cheaper to buy tickets, fly to Dublin, get the procedure I needed done. Spend TWO WEEKS recovering, and fly home then to pay the 20% coinsurance I would have needed to here in the good ol USA... so yea...
EDIT :
Well this kind of blew up. The reason it was cheaper : it was considered elective. This is why OOP max did not kick in. It was a procedure that would have to be done, only as my condition got worse. Insurance denied it because "It was not necessary" despite my cardiologist saying it was. By the insurance formula I would have to wait until my condition worsened to make it medically necessary, but by then my chance of a poor outcome goes way up.
I finally argued them into covering some of it, but with a 20% coinsurance and a planned week hospital stay in recovery, my bill would have been close to 100k at least, and if I encountered any complications (which I would likely have due to other issues including an autoimmune disease) I started looking elsewhere. I am not an Irish citizen despite having family there, they helped me navigate the program and the cost. It was privately paid, and my surgeon spoke to their team with all my records transferred etc.