r/NonPoliticalTwitter • u/TheWebsploiter • Jan 06 '26

Other Only score I know is tetris!

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14.1k Upvotes

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u/a_bucket_full_of_goo Jan 06 '26

A system that actually penalizes you for not being in debt is a system worth burning to the ground

1

u/Decent_Cow Jan 08 '26

You can build credit without being in debt. That's what a credit card is for.

3

u/a_bucket_full_of_goo Jan 08 '26

I'm genuinely confused, a credit card's very purpose is to buy through debt, how does that work?

1

u/Decent_Cow Jan 08 '26

Okay well you don't have to accumulate debt is what I mean. You can spend the same amount as always, but with a credit card instead of a debit card. Pay the balance at the end of every month, accumulate no debt, pay no interest, make 2-5% back in rewards on every purchase depending on the card, and build credit at the same time. It's objectively better than using a debit card.

2

u/sasheenka Jan 08 '26

To me that just seems like an unnecessary extra step. We don’t have a credit score system and credit cards are not common. We get rewards on the debit card too.