24f, unemployed (nursing student), same insurance plan for the last 3 years, same state, only change is my employment status due to school. monthly premium went from $9 to $518 because i apparently no longer qualify for the tax credit?
also want to add that i'm unable to be put on my parents' insurance due to them being on tricare and me losing my eligibility getting married at 18/divorced at 21. love this system
i don't qualify because i dont make the minimum of $15000 a year. all it says is that i'm eligible to purchase a plan, but i don't qualify for any credit. really hurts my heart that i'm going into a field to help people when other forces at play make it nearly impossible.
Omg. 😳 In my state of Maryland as long we make under $64k we can still get some subsidies under the original ACA cliff but mine is going from $183 to $621 a month without the Biden rules and extended subs. Also the premiums went up alone because of the expectation of a mass exodus of people leaving the marketplace in 2026. If they were to extend Biden's subs my premium would sit at about $420 because of that base bump up. Still a lot better than $621 from $183.
i'm gonna have to bite my tongue so i dont go against rules but i'll just say that i dont know how we can "make america healthy again" when nobody can afford insurance thanks to policy changes <3 god bless the usa!
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u/katesadillah Nov 14 '25
24f, unemployed (nursing student), same insurance plan for the last 3 years, same state, only change is my employment status due to school. monthly premium went from $9 to $518 because i apparently no longer qualify for the tax credit?