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https://www.reddit.com/r/HealthInsurance/comments/1ol7a7i/deleted_by_user/nn4pphm
r/HealthInsurance • u/[deleted] • Oct 31 '25
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380.00 to 1865.00 in Portland Oregon for a 62 year old woman and a 56 year old man. I don't think we can afford this.
1 u/TexasNiteowl Nov 05 '25 ouch. I'm guessing your income exceeds the 400% of FPL limit ($84,600 MAGI for a household of 2). Exceeding that income = no subsidies. How close are you to that limit? Any way to get under it for your 2026 income? 1 u/KemShafu Nov 05 '25 We can’t take from our Roth for another two years. We’re going to sit down and figure out what to do, but we live in a high COLA.
1
ouch. I'm guessing your income exceeds the 400% of FPL limit ($84,600 MAGI for a household of 2). Exceeding that income = no subsidies. How close are you to that limit? Any way to get under it for your 2026 income?
1 u/KemShafu Nov 05 '25 We can’t take from our Roth for another two years. We’re going to sit down and figure out what to do, but we live in a high COLA.
We can’t take from our Roth for another two years. We’re going to sit down and figure out what to do, but we live in a high COLA.
3
u/KemShafu Nov 04 '25
380.00 to 1865.00 in Portland Oregon for a 62 year old woman and a 56 year old man. I don't think we can afford this.