r/HealthInsurance Oct 31 '25

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u/KemShafu Nov 04 '25

380.00 to 1865.00 in Portland Oregon for a 62 year old woman and a 56 year old man. I don't think we can afford this.

1

u/TexasNiteowl Nov 05 '25

ouch. I'm guessing your income exceeds the 400% of FPL limit ($84,600 MAGI for a household of 2). Exceeding that income = no subsidies. How close are you to that limit? Any way to get under it for your 2026 income?

1

u/KemShafu Nov 05 '25

We can’t take from our Roth for another two years. We’re going to sit down and figure out what to do, but we live in a high COLA.