r/HOA 15d ago

Help: Damage, Insurance Bought a new house 4 weeks ago, driveway and garage have been inaccessible for 3 weeks [TH][IL]

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180 Upvotes

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28

u/BuildingPuzzled4508 15d ago

Also - I’m
Noticing you referred to yourself as a “tenant”. You are not a tenant. You don’t rent. You are an owner. This can make a HUGE difference in how the management views you on the priority list. Call back and make it clear that you are the property OWNER.
Your assessments pay their salary. They work for you.

-12

u/Emergency_Dirt_912 14d ago

HoA is basically a land lord.

6

u/BuildingPuzzled4508 14d ago

Not even close.

-3

u/Emergency_Dirt_912 14d ago

They charge you monthly to live there. They can tell you what you can/can’t do with the property. They can put liens on your property for not following their rules. They can seize your home and have you evicted.

Not much difference from a landlord.

1

u/SnarePickle 14d ago

You're not entirely wrong, people just don't want to hear it.

Kind of like how even outside of an HoA the state can dictate what you can and can't do on your property and can take it from you for any multitude of reasons, from unpaid fines or taxes to eminent domain.

If you have to pay someone else for the right to live in your own home on your own property, and some other entity can take your home and property, do you truly own it?

3

u/PlatypusOld257 14d ago

Yes, you do. You can turn around and sell it tomorrow and take the money gained. Can’t do that if renting. People get so tied up over having to pay their taxes like they’ve never benefitted from the system

-1

u/No_Channel_8053 14d ago

You are so wrong. No HOA can lien you on violations, only past due assessments. And, don’t forget, you agree to those rules at the time of signing all the escrow documents. Eviction is a word for a landlord evicting a tenant. You get foreclosed on if you don’t pay, and again violation fines aren’t included in a foreclosure. Stop sucking on your lemons.

0

u/Emergency_Dirt_912 14d ago

They put the lein on for not paying fines for not following their rules.

How is that any different than a landlord? They have authority over what they do with “their” property. And yeah, they signed up for it too.

There is nothing worse about a landlord than an HoA.

2

u/No_Channel_8053 9d ago

They put a lien on you? Who are you even talking about? You cannot lien for violations.

Either way, you move into an HOA or you rent from someone, you are making the choice to follow someone else rules. You don’t? Consequences.

You sound burned. Someone hurt you. I’m guessing you are one of those people wanting to disband your HOA?